When funds are available, Neighborhood Improvement offers a First Time Homebuyers Program to assist low-income applicants to qualify to purchase their first home. The program makes available a limited number of silent second and third mortgages to help qualified applicants with the money necessary to qualify to purchase a home in Garden Grove.
When funds are available, Neighborhood Improvement offers a First Time Homebuyers Program to assist low-income applicants to qualify to purchase their first home. The program makes available a limited number of silent second and third mortgages to help qualified applicants with the money necessary to qualify to purchase a home in Garden Grove.
In order to qualify for most First Time Homebuyers Programs:
- The Applicant cannot have owned a home in the past three (3) years.
- The Applicant must attend a HUD approved Homebuyer Education Program.
- The Applicant must meet the program income requirements.
- The home purchase price cannot exceed $362,790, and must be located in Garden Grove.
Other important information regarding the First Time Homebuyers Program:
- The Applicant must provide at least one percent of the total purchase price for the down payment.
- The loan amount plus interest becomes due after the sale or transfer of the property, refinancing of the first mortgage, at the loan maturity date, or when the property ceases to be owner occupied.
Please note that all First Time Homebuyer Program requirements must comply with rules set forth by the funding source, and the requirements may change when the funding source changes.
If you are interested in purchasing a home in the City of Garden Grove, and would like to obtain information about different programs to assist you, please visit the program website at Come Home To Garden Grove 
, or call the program toll-free number at (877) 570-5276 and select "Option 2". You may also contact City staff regarding loan and grant opportunities via email at Neighborhood Improvement Division or by calling 714-741-5330.
