Dear (Creditor Name/Collection Agency Name):
On (Date), I received your letter demanding payment of ($amount). I did not open this account and incur this unpaid balance. Someone, other than myself, wrongfully used my personal information to obtain a line of credit/service. Your company extended a line of credit/services to someone, other than myself. Your company is a victim and should file a police report in the appropriate jurisdiction.
You are hereby notified that on (Date), I filed an identity theft report with the Garden Grove Police Dept. The case # is (___ - _________), a copy of which can be obtained by contacting the GGPD Records Section at (714) 741-5819.
(Your name and address)